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Why use a mortgage broker to refinance?
Do you remember dial-up internet access? How about audio cassettes? Don’t worry if you don’t; they are, of course, a thing of the past. A...

Profectus Lending
Dec 3, 20233 min read


Do you know how much you owe on your HECS-HELP debt?
While student HECS and HELP loans in Australia are interest-free, they are indexed every financial year based on a cost of living index....

Profectus Lending
Dec 3, 20233 min read


A Pre-Tax Time Checklist for Property Investors
Sorting through heaps of receipts to figure out your allowable deductions isn’t anyone’s idea of a good time, right? Property investment...

Profectus Lending
Oct 26, 20232 min read


Credit Report 101: A Beginner’s Guide
Have you ever wondered how lenders decide whether to grant you that coveted home loan?
Your credit report holds significant importance

Profectus Lending
Sep 27, 20233 min read


Mastering the settlement process – What every homeowner should know!
There’s nothing quite like the buzz of seeing those words in your inbox: Confirmation of settlement of your property purchase. Settlement...

Profectus Lending
Sep 25, 20232 min read


Stuck in an expensive home loan and feeling trapped in a Mortgage Prison?
You’re not alone. It’s estimated about 16 per cent of households with a mortgage are in a “mortgage prison”, unable to refinance to a...

Profectus Lending
Sep 20, 20232 min read


Are you considering refinancing? You’re not alone.
According to the Australian Bureau of Statistics, the value of external refinancing in May 2023 in seasonally adjusted terms rose 8.1% to...

Profectus Lending
Sep 13, 20232 min read


Meet one of the managing and founding partners of Profectus Lending - Senior Broker, Michael Wills
As one of the founding partners for Profectus Lending, Michael holds great pride in delivering a high level of satisfaction to his...

Profectus Lending
Sep 10, 20232 min read


Meet your Profectus Lending Broker, Sadaf Jouee
Sadaf is a newcomer to the Mortgage Broking industry, bringing with her a diverse background in Retail, Real Estate, and Marketing. In...

Profectus Lending
Sep 10, 20231 min read


Achieve your investment goals: Loans for your strategy
Whether you’re a seasoned property investor or a newbie, it’s important to get the right team of professionals supporting you throughout you

Profectus Lending
Sep 6, 20232 min read


Meet your Profectus Lending Broker, Lana Vasiliou
Lana is a dedicated broker with integrity, who was recognised within her industry as the 2019 Connective Compliance Broker of the Year.

Profectus Lending
Aug 17, 20232 min read


Three steps to home loan pre-approval
If you are considering making that next or your first property purchase, it is recommended to get a home loan pre-approval first.

Profectus Lending
Aug 17, 20231 min read
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