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Profectus Lending
Why do you need a Personal Loan?
A personal loan is essentially a stop gap loan to get something done quickly and efficiently in order to complete a transaction if you're unable to produce the funds needed. The most common uses for personal loan finance are:
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Consolidate debt
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Alternative to a payday loan
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Finance home remodelling
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Money for moving expenses
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Unplanned emergency expenses
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Make a large purchase
The advantage of coming to Profectus Lending for a Personal Loan
When you're wanting to get a personal loan, your immediately reaction to speak with your current bank as you already bank with them so they'll surely give a good deal. Unfortunately this is a big misconception as most lenders that you would usually use for residential purchases aren't focused on personal loan lending so they aren't always competitive in this field. With the major lenders, their interest rates are sitting between 13%-21% in comparison to Personal Loan specialised lenders who are sitting between the 6%-11% range.
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If you're using your lender, they may require a more in depth set of supporting documentation in order to approve a personal loan. With us, we have the ability to use some lenders that will approve and have the funds in your account within a 24-48 hour period.
Speak with a member of Profectus Lending's team today, as the process for Personal Loan can be made simple for you. Email admin@profectuslending.com.au for more information.